info@esskayfinances.com
RBI Registered NBFC
RBI Registered NBFC

Loans that move as fast as life does.

Personal, business, gold and vehicle loans with paperless approvals, transparent rates and disbursal in as little as 24 hours.

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Happy Customers

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Crores Disbursed

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Years of Trust

Loan Amount

₹5,00,000

Instant
Approved 92%

Bank-grade encryption on every application

CRISIL Rated

24-Hr Disbursal

100% Paperless

24/7 Support

What we offer

Loan products built around you

Choose from a range of lending solutions tailored to your goals.

Personal Loan
Personal Loan

Up to ₹25 lakhs for weddings, travel or emergencies. No collateral needed.

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Business Loan
Business Loan

Working capital and expansion funding up to ₹2 crore for growing businesses.

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Gold Loan
Gold Loan

Instant liquidity against gold jewellery with attractive per-gram rates.

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Vehicle Loan
Vehicle Loan

Two-wheeler and four-wheeler financing with flexible tenures up to 7 years.

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Why Esskay Niwas Pvt. Ltd.

A lending experience built for trust and speed

We combine regulatory rigor with modern technology to make borrowing simple, transparent and fast.

Transparent Pricing

No hidden charges — see your full cost breakdown upfront.

Digital First

Apply, e-sign and track your loan entirely online.

Flexible Repayment

Choose tenures and EMI dates that fit your cash flow.

01
Apply Online

Fill a short form in under 3 minutes.

02
Instant Eligibility Check

Get an in-principle decision instantly.

03
Upload Documents

Simple, secure, paperless KYC.

04
Get Funded

Money in your account within 24 hours.

Testimonials

Trusted by thousands of borrowers

Ready to get funded?

Check your eligibility in under 2 minutes — it won't affect your credit score.

Start Your Application